Online Insurance Resources
Federal and State Resources
Pennsylvania - Apply for Medical Assistance Online
The Official U.S. Government Site for Medicare
NCOA - National Council on Aging
Area Agency on Aging
The Area Agency on Aging offers Insurance Counseling including a certified APRISE Counselor to specifically assist with Medicare and Medicaid counseling.
For more information, please call:
Cambria County Area Agency on Aging at 814.539.5595
Somerset County Area on Aging at 814.443.2681
Helpful questions to consider as you shop for health insurance
Does the plan…
- Charge a premium in addition to the Medicare Part B premium?
- Charge copayments for doctor visits?
- Charge more if I use a doctor or hospital outside the plan? How much?
- Have maximum amounts it will pay for different services?
- Set limits on what doctors and hospitals charge you?
- Charge a deductible or coinsurance for inpatient hospital services, home health, or skilled nursing facility services?
- Pay for prescriptions? How much?
- Does the plan cover the drugs I use?
- May I use my regular pharmacy?
- Are mail-order pharmacies available?
- What is the annual or quarterly dollar limit on prescription drug coverage?
- Will I have to pay more if I prefer to use brand name instead of generic drugs?
- Is there a maximum out-of-pocket cost for prescription drugs? What is it?
- Does the plan limit the drugs it pays for to those on a list of drugs (called a formulary)?
- Are the hours and location of its doctors, clinics and other health care providers convenient?
- Is my access to emergency care convenient?
- Are the doctors’ offices, lab, and other services convenient?
- How fast can I be seen for urgent (non-emergency) care?
- Is there a telephone hotline for medical advice?
- Are my doctors in the plan?
- Is there a selection of the doctors, health professionals, and hospitals that I might need?
- Can I get the doctor I want? Is he/she accepting new patients under that plan?
- Routine physicals?
- Eye exams, glasses, contacts?
- Dental exams/treatments?
- Programs that focus on helping members with specific, chronic conditions such as asthma, diabetes or heart conditions?
For more information or assistance, please call Customer Service:
Hospital Billing: 888.480.3539 or 814.410.8470
Physician Billing: 800.865.0794 or 814.410.8300
Hours of operation are Monday through Friday, 8 am to 4 pm.